A good choice starts
with the right questions.
Find your fit. Understand the costs. Take a closer look before you commit.
Start with your life.
Find the car to fit.
You don’t need to know the model. Tell us what matters and we’ll turn it into a search you can adjust.
Understand the payments.
See the whole cost.
Use your own figures to estimate monthly payments and the total paid to own the car.
This is a budgeting illustration, not a finance offer or eligibility check. Ask the dealer whether finance is available and use the APR and any final payment from their quote.
How this estimate works
We use the APR you enter as an effective annual rate, converted to a monthly rate. Payments are made at the end of each month. With a final payment, the last month contains that payment instead of a regular instalment. Interest accrues on the outstanding balance, including the deferred amount.
Figures assume no fees or dealer contributions. Fees included in a quoted APR, payment dates and lender rounding can change the actual schedule. Displayed amounts are rounded to pennies; the total uses unrounded estimates.
A PCP quote sets its own final payment and mileage and condition terms. Returning the car is not modelled here. Obtain the full payment schedule and any charges from the dealer or lender.
The price is just
the starting point.
Explore fuel or charging costs with your own assumptions. Add an annual allowance for insurance, tax, servicing and repairs.
Illustrative inputs, not live prices or specifications. This estimate excludes purchase payments, depreciation and unexpected expenses. Get actual insurance and tax figures for the car.
A little knowledge. A better decision.
All guidesKnow what to ask. Before you go.
The questions, records and checks that make a viewing worthwhile.
A car’s past deserves a closer look.
Understand what MOT records, service history and independent checks each tell you.
A lower price. But is it better value?
Compare condition, specification and ownership costs—not just the asking price.
Electric, with the right questions asked.
Battery evidence, charging access and the journeys you actually make.